Shariah Compliant
Microfinance for Underprivileged
in order to raise living standards.
Help, Hope & Opportunity
Alkhidmat Islamic Microfinance (AKIM) is a registered Non-Banking Islamic Micro Finance Company regulated by the Securities and Exchange Commission of Pakistan (SECP). AKIM aims to drive impactful change through our vision “Sustainable Development through Financial Inclusion”, providing Shariah-compliant microfinance to uplift the underprivileged and achieve borrower sustainability.
PKR 150,000
Small Business Loan Upto
PKR 100,000
Liberation Loan Upto
PKR 704 M
Loan Portfolio 2012-24
94%
Recovery rate
51
Cluster
17,424+
Beneficiaries 2012-25
What is AKIM?
In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population, Alkhidmat Islamic Microfinance (AKIM) stands as a beacon of hope. Rooted in Shariah-compliant microfinance, AKIM goes beyond financial inclusion, aiming to uplift our beneficiaries socially, morally, and financially.
Mission
Shariah Compliant microfinance for underprivileged in order to raise living standards of the society to achieve sustainability and the pleasure of Allah SWT.
Vission
Sustainable Development through Financial Inclusion.
Core Value
The AKIM envisions to upgrade people's lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment.
Diyanat, Amanat, Ikhlas, Ehsas ( DAIE )
Alkhidmat Islamic Microfinance (AKIM) is clear on its core ideology and purpose. The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment. Guided by core values of Diyanat (Integrity), Amanat (Empathy), Ikhlas (Trustworthiness), and Ehsas (Sincerity) (DAIE), we strive to uplift individuals and communities, promoting positive change and societal well-being.
Diyanat (Integrity)
- Uphold unwavering integrity and righteousness in all business dealings.
- Consistently make morally upright and just decisions aligned with Islamic principles.
- Adhere strictly to Islamic ethics in financial transactions, customer interactions, and internal operations.
- Operate with transparency and fairness in all aspects of our work.
- Build trust and respect through our commitment to Diyanat
Amanat (Empathy)
- Prioritize safeguarding clients’ interests and ensuring their financial well-being.
- Be trustworthy and responsible in all commitments and responsibilities.
- Manage every entrusted resource and opportunity with utmost care and diligence
- Dedicate ourselves to upholding the trust placed in us by clients and stakeholders
- Focus on Amanat to remain a reliable and conscientious partner in clients’ financial empowerment journey.
Ikhlas (Trustworthiness)
- Perform duties and services as acts of worship and service to humanity, in alignment with Islamic teachings.
- Go beyond the call of duty to genuinely understand and meet clients’ needs.
- Offer services that transcend financial solutions, providing pathways to better lives.
- Commit to Ikhlas, ensuring that our work is consistently meaningful and impactful
Ehsas(Compassion)
- Fulfill our sacred duty by acting with deep Ehsas (compassion) for the dignity and well-being of every person we serve.
- Cultivate a profound Ehsas for others’ circumstances, going beyond technical requirements to truly sense and address their holistic needs.
- Let Ehsas guide our solutions, providing not just immediate relief, but sustainable pathways that restore hope and empower long-term security.
OUR SERVICES
What we do
Loan for Health
Alkhidmat Foundation offers interest-free loans to cover health emergencies and essential medical services, upholding our commitment to community welfare.
Loan for Education
Remove financial barriers to learning. Alkhidmat Foundation offers interest-free loans so you can focus on your studies and achieve your potential.
Financial Assistance
Get a helping hand to overcome financial hurdles. Our assistance program provides essential capital to build independence and dignity.
Loan for Bano Qabil
We offer interest-free loans to help ambitious students join this transformative program, enabling them to gain valuable tech and vocational training.
Loan for Orphan's mother
Provide for your children with dignity. Our special interest-free loans empower widowed or orphaned mothers to start a small business and secure their family’s future.
We Are Everywhere
Our mission goes beyond providing loans as we aim to nurture financial stability, promote self-reliance, and inspire long-term growth within communities. Every branch works closely with local partners and beneficiaries to understand their unique challenges, ensuring that our programs truly uplift those who need them most. Through these efforts, We Far You is building pathways to brighter futures, one empowered family and one thriving business at a time.
Alkhidmat Foundation Azad Jammu & Kashmir (AJK)
Alkhidmat Foundation Balochistan
- Lahore
- Sheikhupura
- Faisalabad
- Gujranwala
- Hafizabad
Alkhidmat Foundation Gilgit Baltistan
- Near PWD Office, Gull Sher Colony, Konodas, Gilgit-Baltistan
- Gujrat
- Sargodha
- Rawalpindi
- Islamabad
- Attock
- Karachi
- Badin
- Ghotki
- Hyderabad
- Jamshoro
- Kashmore
- Khairpur
- Nawabshah
- Sakrand
- Sanghar
- Sukkur
- Tando Muhammad Khan
- Tharparkar
- Thatha
- Bahawalnagar
- Burewala
- Bhakkar
- Bahawalpur
- Dera Gazi Khan
- Khanewal
- Layyah
- Lodhran
- Multan
- Muzaffargarh
- Rahim Yar Khan
- Rajanpur
- Vehari
- Battagaram
- Charsadda
- Haripur
- Malakand
- Mansehra
- Peshawar