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About Us

Help, Hope & Opportunity

Alkhidmat Islamic Microfinance (AKIM) is a registered Non-Banking Islamic Micro Finance Company regulated by the Securities and Exchange Commission of Pakistan (SECP). AKIM aims to drive impactful change through our vision “Sustainable Development through Financial Inclusion”, providing Shariah-compliant microfinance to uplift the underprivileged and achieve borrower sustainability.

In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population, millions face daily challenges in accessing education, healthcare, and basic necessities.

About us
Small Business Loan Upto
PKR 0
Liberation Loan Upto
PKR 0
Loan Portfolio 2012-24
PKR 0 M
Recovery rate
0 %
Cluster
0
Beneficiaries 2012-25
0 +

OUR APPROACH

What is AKIM?

In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population, Alkhidmat Islamic Microfinance (AKIM) stands as a beacon of hope. Rooted in Shariah-compliant microfinance, AKIM goes beyond financial inclusion, aiming to uplift our beneficiaries socially, morally, and financially.

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Our Mission

Shariah Compliant microfinance for underprivileged in order to raise living standards of the society to achieve sustainability and the pleasure of Allah SWT.

Our Vision

Sustainable Development through Financial Inclusion.

Core Value

The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment.

DONATION

Support a Better Future

Your contribution can bring hope and opportunity to those in need. Donate today to empower communities, support families, and create lasting positive change across Pakistan. Every donation helps us continue our mission of uplifting lives and building a stronger future together.

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OUR SERVICES

Empowering
Communities with Dignity

Alkhidmat Foundation opens doors to interest-free loans and financial support — honoring every individual’s right to health, education, and self-reliance.

Alkhidmat Foundation | Qard-e-Hasna Islamic Microfinance

Loan for Health

Alkhidmat Foundation offers interest-free loans to cover health emergencies and essential medical services, upholding our commitment to community welfare — because no one should choose between healing and dignity.

Qard-e-Hasna Learn More

Loan for Education

Remove financial barriers to learning. Alkhidmat Foundation offers interest-free loans so you can focus on your studies and achieve your potential. Knowledge is the bridge to brighter tomorrows.

Education Support Learn More

Financial Assistance

Get a helping hand to overcome financial hurdles. Our assistance program provides essential capital to build independence and dignity. We walk beside you toward stability.

Empowerment Learn More

Loan for Bano Qabil

We offer interest-free loans to help ambitious students join this transformative program, enabling them to gain valuable tech and vocational training — creating skilled changemakers.

Tech Training Learn More

Loan for Orphan's Mother

Provide for your children with dignity. Our special interest-free loans empower widowed or orphaned mothers to start a small business and secure their family’s future — transforming homes through hope.

Women Empowerment Learn More
Luxury Charity Services Section
01 Loan for Health

Loan for Health

Alkhidmat Foundation offers interest-free loans to cover health emergencies and essential medical services, upholding our commitment to community welfare.

02 Water Relief

Thirst Relief

Provide clean drinking water solutions for vulnerable communities and help families access safe water daily.

03 Zakat

100% Zakat

Your zakat reaches deserving families directly with complete transparency and impact-driven distribution.

04 Food Drive

Food Drive

Support food distribution campaigns that provide meals and ration packages to struggling households.

05 Education

Education

Help children continue their education through access to school support, books, and essential learning tools.

OUR IDEOLOGY

Diyanat, Amanat, Ikhlas,
Ehsas ( DAIE )

Alkhidmat Islamic Microfinance (AKIM) is clear on its core ideology and purpose. The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment. Guided by core values of Diyanat (Integrity), Amanat (Empathy), Ikhlas (Trustworthiness), and Ehsas (Sincerity) (DAIE), we strive to uplift individuals and communities, promoting positive change and societal well being.

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Diyanat (Integrity)
  • Uphold unwavering integrity and righteousness in all business dealings.
  • Consistently make morally upright and just decisions aligned with Islamic principles.
  • Adhere strictly to Islamic ethics in financial transactions, customer interactions, and internal operations.
  • Operate with transparency and fairness in all aspects of our work.
  • Build trust and respect through our commitment to Diyanat
  • Prioritize safeguarding clients’ interests and ensuring their financial well-being.
  • Be trustworthy and responsible in all commitments and responsibilities.
  • Manage every entrusted resource and opportunity with utmost care and diligence
  • Dedicate ourselves to upholding the trust placed in us by clients and stakeholders
  • Focus on Amanat to remain a reliable and conscientious partner in clients’ financial empowerment journey.
  • Perform duties and services as acts of worship and service to humanity, in alignment with Islamic teachings.
  • Go beyond the call of duty to genuinely understand and meet clients’ needs.
  • Offer services that transcend financial solutions, providing pathways to better lives.
  • Commit to Ikhlas, ensuring that our work is consistently meaningful and impactful
  • Fulfill our sacred duty by acting with deep Ehsas (compassion) for the dignity and well-being of every person we serve.
  • Cultivate a profound Ehsas for others’ circumstances, going beyond technical requirements to truly sense and address their holistic needs.
  • Let Ehsas guide our solutions, providing not just immediate relief, but sustainable pathways that restore hope and empower long-term security.

Let’s Give us your Helping Hand

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

location

We Are Everywhere

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.

We Far You operates multiple branches across different regions, each dedicated to expanding our humanitarian and economic impact. Beyond our ongoing relief and welfare initiatives, these branches serve as local empowerment centers, offering accessible and interest-free loan programs to individuals, entrepreneurs, and small businesses. By providing financial support and guidance, we help people start or strengthen their businesses, create job opportunities, and improve their living conditions.