Shariah Compliant
Microfinance for Underprivileged

in order to raise living standards.

Welcome To Alkhidmat Islamic Microfinance (AKIM) is a registered Non-Banking Islamic Micro Finance Company regulated by the Securities and Exchange Commission of Pakistan (SECP). AKIM aims to drive impactful change through our vision “Sustainable Development through Financial Inclusion”, providing Shariah-compliant microfinance to uplift the underprivileged and achieve borrower sustainability.

Diyanat, Amanat, Ikhlas, Ehsas (DAIE)

Alkhidmat Islamic Microfinance (AKIM) is clear on its core ideology and purpose. The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment. Guided by core values of Diyanat (Integrity), Amanat (Empathy), Ikhlas (Trustworthiness), and Ehsas (Sincerity) (DAIE), we strive to uplift individuals and communities, promoting positive change and societal well-being.
  • Uphold unwavering integrity and righteousness in all business dealings.
  • Consistently make morally upright and just decisions aligned with Islamic principles.
  • Adhere strictly to Islamic ethics in financial transactions, customer interactions, and internal operations.
  • Operate with transparency and fairness in all aspects of our work.
  • Build trust and respect through our commitment to Diyanat.
  • Prioritize safeguarding clients’ interests and ensuring their financial well-being.
  • Be trustworthy and responsible in all commitments and responsibilities.
  • Manage every entrusted resource and opportunity with utmost care and diligence.
  • Dedicate ourselves to upholding the trust placed in us by clients and stakeholders.
  • Focus on Amanat to remain a reliable and conscientious partner in clients’ financial empowerment journey.
  • Perform duties and services as acts of worship and service to humanity, in alignment with Islamic teachings.
  • Go beyond the call of duty to genuinely understand and meet clients’ needs.
  • Offer services that transcend financial solutions, providing pathways to better lives.
  • Commit to Ikhlas, ensuring that our work is consistently meaningful and impactful
  • Understand and address the needs of the less fortunate with empathy and a deep understanding.
  • Interact with clients marked by compassion, acknowledging and comprehending their challenges.
  • Strive to be more than just a financial support system—aim to be a source of compassion and hope.
  • Through Ehsas, demonstrate that our organization goes beyond financial transactions, making a positive and empathetic impact in clients’ lives.

About

Help, Hope & Opportunity

In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population,..

What is AKIM

In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population,…

Mission

Shariah Compliant microfinance for underprivileged in order to raise living standards of the society to achieve sustainability and the pleasure of Allah SWT.

Vision

Sustainable Development through Financial Inclusion.

Core Value

We're clear on its core ideology and purpose. The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment. Guided by core values of Diyanat (Integrity), Amanat (Empathy), Ikhlas (Trustworthiness), and Ehsas (Sincerity) (DAIE), we strive to uplift individuals and communities, promoting positive change and societal well-being.

What is AKIM

In a country where a significant majority of Pakistanis struggle with unemployment and multidimensional poverty affects 40% of the population, Alkhidmat Islamic Microfinance (AKIM) stands as a beacon of hope. Rooted in Shariah-compliant microfinance, AKIM goes beyond financial inclusion, aiming to uplift our beneficiaries socially, morally, and financially. Through established geographical outreach, cost efficiencies, and a robust volunteer network providing mentorship, AKIM transcends traditional microfinance by establishing sustainable business supply chains that link beneficiaries with our dedicated volunteers…

Mission

Shariah Compliant microfinance for underprivileged in order to raise living standards of the society to achieve sustainability and the pleasure of Allah SWT.

Vision

Sustainable Development through Financial Inclusion.

Core Value

We're clear on its core ideology and purpose. The AKIM envisions to upgrade people’s lives through promoting an entrepreneurial mindset, providing an ecosystem, and economic empowerment. Guided by core values of Diyanat (Integrity), Amanat (Empathy), Ikhlas (Trustworthiness), and Ehsas (Sincerity) (DAIE), we strive to uplift individuals and communities, promoting positive change and societal well-being.

What we do

How we help

stories of change

Shahid Seeking a Second Chance

“I had a lot of financial problems. Due to which it was very difficult to manage family expenses. I applied for an interest-free loan of PKR 50 thousand in the Alkhidmat Islamic Microfinance (AKIM). I got a PKR 50,000 interest-free loan. With the help of the loan, my financial problems have been solved and my tailoring business also improved, thank you AKIM.”
Shahid Nawaz Haripur – KP