what we do

AKIM
Interest-Free
Loan

01

Interest-Free Loan for
Trade & Business

Alkhidmat Islamic Microfinance (AKIM) offers interest-free loans for Trade and Business to empower individuals in establishing or expanding their entrepreneurial ventures. With loan amounts ranging from PKR 20,000 to PKR 100,000, this initiative supports sustainable income generation, fostering financial independence and economic stability for aspiring entrepreneurs.

01

Interest-Free Loan for Trade and Business

02

Interest-Free Loan for Orphan Mothers

Alkhidmat Islamic Microfinance (AKIM) provides interest-free loans for Orphan Mothers to support their entrepreneurial pursuits and promote financial independence. Designed to meet their unique needs, this initiative offers loans ranging from PKR 20,000 to PKR 100,000, enabling orphan mothers to establish or expand trade and business ventures, fostering economic stability and empowerment.

Interest-Free Loan for
Livestock

Alkhidmat Islamic Microfinance (AKIM) provides interest-free loans for Cattle (Calf) to support individuals in livestock farming and income generation. This service offers financial assistance to help establish or expand cattle-related ventures, promoting sustainable livelihoods. With loan amounts ranging from PKR 20,000 to PKR 100,000, it empowers beneficiaries to achieve financial independence and contribute to economic stability.

03

Interest-Free Loan for Livestock

04

Interest-Free Loan
for Agriculture

Alkhidmat Islamic Microfinance (AKIM) offers interest-free loans for Agriculture to support farmers in enhancing their agricultural productivity and livelihoods. This service provides financial assistance for purchasing quality seeds and other farming essentials, with loan amounts ranging from PKR 20,000 to PKR 100,000. By fostering sustainable agricultural practices, it empowers farmers to achieve financial independence and contribute to national food security and personal economic growth.

Interest-Free Loan
for Health

Alkhidmat Islamic Microfinance (AKIM) offers Interest-Free Loans for Health (Khidmat Sehat) to support individuals in accessing necessary healthcare services. This service provides financial assistance ranging from PKR 20,000 to PKR 100,000, enabling individuals to cover medical expenses and receive proper treatment. By easing the financial burden of healthcare, it promotes better health, well-being, and resilience, helping individuals and families maintain a higher quality of life.

05

Interest-Free Loan
for Health

06

Interest-Free Loan
for Education

Alkhidmat Islamic Microfinance (AKIM) offers interest-free loans for Education (Khidmat Tarbiyah) to support individuals in pursuing their educational goals. This service provides financial assistance ranging from PKR 20,000 to PKR 100,000, enabling students to cover tuition fees, educational materials, and other related expenses. By alleviating the financial burden of education, it empowers individuals to achieve academic success and contribute to personal and societal growth through the power of knowledge.

Interest-Free Loan for
Bano Qabil IT Program

Alkhidmat Islamic Microfinance (AKIM) offers interest-free loans for Bano Qabil IT Program – Loan for Laptop to support individuals pursuing careers in information technology. This service provides financial assistance ranging from PKR 20,000 to PKR 100,000, enabling beneficiaries to purchase laptops and essential tools for their IT education and professional development. By easing the financial barriers to accessing technology, it empowers individuals to gain valuable skills and contribute to the growing IT sector, fostering economic growth and personal success.

07

Interest-Free Loan for Bano Qabil IT Program

08

Interest-Free Loan
for Skill Business

Alkhidmat Islamic Microfinance (AKIM) offers interest-free loans for other Skill Businesses such as plumbing, electrical work, tailoring, and other skilled trades. This service provides financial assistance ranging from PKR 20,000 to PKR 100,000, helping individuals purchase the necessary tools and equipment to start or expand their small businesses. By removing financial barriers, it empowers skilled workers to enhance their livelihoods, contribute to their communities, and foster economic stability through entrepreneurship.

Zakat
(Non-Refundable)

A portion of zakat donations is allocated to support the businesses of zakat-eligible individuals, with no repayment required.

09

Zakat
(Non-Refundable)

10

Provsion of Income
Generated Products

Zakat donations are used to provide essential products such as rickshaws, hand carts, and machines to zakat-eligible beneficiaries, without expecting repayment. This service aims to create sustainable income-generating opportunities and foster long-term economic growth.